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Optimising personal wealth management
Your wealth deserves a comprehensive overview before any decision is made. Clarify your objectives, identify available solutions and assess the balance between risks, time horizon and needs. Develop reference points to prepare discussions with professionals and examine your options with greater perspective.
- Duration
- 3 days 21 hours
- Code
- BFA001FR Code
Presentation
Optimising personal wealth management is a dynamic process aimed at growing your assets while safeguarding their long-term value. It encompasses actions such as diversifying investments, reducing tax exposure, protecting assets against loss or death, and retirement planning.
This course is intended for professionals in all sectors, whether executives, self-employed professionals or entrepreneurs, who want to optimise their wealth. Specific modules cater to beginners in wealth management as well as finance specialists wishing to deepen their knowledge in areas such as investment property.
Throughout the program, you will apply your knowledge through real-life case studies and wealth management simulations. You will learn to use effective tools to analyse investments and make informed decisions.
Objectives
By completing this course, you will achieve the following learning objectives:
- understand how the pension system works and its challenges;
- identify pension points on your career record to understand what will increase your future entitlements;
- calculate a retirement pension under the applicable schemes;
- analyse different financial markets and establish appropriate investment strategies;
- map and assess the overall risks associated with investment transactions in a given market;
- apply the legal rules governing wealth planning for couples and families;
- provide information on tax rules applicable to individuals and legal entities.
Program
1. Planning your retirement effectively
- A structured approach to retirement planning.
- The cost of living.
- Converting interest rates.
- The concept of an annuity: examples.
- Inflation, taxation and returns.
- The transfer value of an RPDP-type pension.
- The legal framework for pension schemes.
2. Identifying suitable financial investments
- Financial markets and their environment.
- Characteristics of financial markets.
- Capital providers and investors.
- Financial market laws.
- Market efficiency.
- Market development.
- Financial intermediation.
- The securities issuance process.
- Stock exchanges.
3. Optimising your financial management
- Using a financial calculator.
- The cost of money.
- Different forms of interest rates.
- Converting interest rates.
- The concept of an annuity: examples.
- Growing annuities.
- Leasing with a purchase option.
- Mortgages with accelerated payments.
4. Managing risks effectively
- The financial planner and risk management.
- Medical risks and their financial consequences.
- Asset risks and their financial consequences.
- Financial planning and home insurance.
- Financial planning and motor insurance.
- Risk management principles.
- Budget constraints throughout life.
- Travel insurance.
5. Identifying the legal aspects of marital and estate planning
- Civil status.
- Marriage and civil union.
- The marriage contract.
- The effects of marriage and civil union.
- Family patrimony: overview.
- Assets included in and excluded from family patrimony.
- Events triggering the division of family patrimony.
- Calculating the divisible value of family patrimony.
- Financial wealth management solutions.
6. Optimising tax arrangements for individuals and legal entities
- De facto unions and their tax implications.
- Calculating tax and taxable income.
- Calculating professional income.
- Calculating property income and other income.
- Calculating the value of personal assets.
- Share repurchases.
- SPA.
Audience
This course is intended for:
- all professionals wishing to acquire or deepen their financial planning and wealth management knowledge, including business leaders, wealth advisers, notaries, lawyers, chartered accountants and other financial sector specialists seeking to support their clients more effectively.
Prerequisites
This course has the following prerequisite:
- Professional experience in finance and wealth management is recommended.
Teaching and assessment methods
- Initial skills assessment
- Training materials provided to participants
- Continuous assessment throughout the course
- End-of-course feedback questionnaire
- Combination of theory and practical application
- Attendance records
- Post-course follow-up evaluation
- Practical exercises
- Case study
Course highlights
A comprehensive program accessible to professionals in all sectors, with real-life case studies, wealth management simulations and a trainer specialising in finance and wealth management.
Dates and sessions
Choose the date and delivery format that suit you.
No upcoming sessions are currently available.