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Understanding Banking Risk
Banking decisions must account for the exposures accompanying business activities. Structure your exposure analysis, identify signs of vulnerability and connect findings with operational decisions. Strengthen your ability to discuss risks and contribute to controlling them.
- Duration
- 1 day 7 hours
- Code
- FMB15FR Code
Presentation
This one-day course deepens participants' knowledge of different banking risks, enabling them to identify banking, operational and governance risks, understand them better and monitor them more effectively.
Objectives
This course aims to help you:
- Identify internal and external risk factors.
- Understand risk management within a bank.
- Interpret the causes and consequences of the crisis.
Program
1. Why is risk everyone's concern in a bank?
Understand the origins of crises from 1929 to 2011.
- Economic conditions.
- Regulatory frameworks and political situations.
- Monetary policies.
- Governance of banking and financial companies.
2. How does a bank generate risk to earn a return?
- Lending and borrowing.
- Asset and liability management (ALM).
- Guarantees and other signature commitments.
- The ability to measure actual risk exposure.
3. How is a bank exposed to risk?
- Macro level: politics, interest rates, exchange rates and the economy.
- Micro level: counterparty analysis.
4. How does a bank manage its risks?
- Risk management.
- From the Cooke ratio to Basel III.
- From front office to back office.
- Risks in trading rooms.
5. The equation of a bank failure
- Impact of the external environment.
Your customers' risks are also your risks.
Credit risk.
Interest rate risk.
Foreign exchange risk.
- Inability to understand, identify and measure risks.
- Operational risk.
- Governance failures.
- The temptation to circumvent the spirit of regulations.
Case study: examine a risk map.
Case study: diagnose risk areas during the subprime crisis.
Audience
Finance directors.
Bank branch managers.
Bank directors.
Prerequisites
None.
Teaching and assessment methods
- Initial skills assessment
- Training materials provided to participants
- Continuous assessment throughout the course
- End-of-course feedback questionnaire
- Combination of theory and practical application
- Attendance records
- Post-course follow-up evaluation
Dates and sessions
Choose the date and delivery format that suit you.
No upcoming sessions are currently available.